If you have clients with hard-to-place risks in the hospitality industry, we can help. Whether they operate a bar, hotel, or winery, they have complex exposures that require custom hospitality insurance solutions. Our team of specialists has the expertise and market relationships to make it happen. Let us help you win that client.




Novatae is an MGA with Binding Authority for several hospitality classes including the following:

Specialty Areas
  • Banquet halls
  • Bars
  • Caterers
  • Hotels
  • Restaurants
  • Staffing
  • Wineries/breweries
  • Auto (primary/excess/hired & non-owned)
  • Business income
  • Business interruption
  • Cyber liability
  • Equipment breakdown
  • Equipment practices liability
  • Food contamination
  • General liability
  • Inland marine
  • Liquor liability
  • Pollution liability
  • Professional liability
  • Umbrella (primary/excess)
  • Workers’ compensation

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Fun Fact: Per AAA, New York City boasts the cleanest hotels of any city in the country, with 161 hotels.(1)