WHERE IT RAINS, IT CAN FLOOD

Natural disasters don’t have to be financial disasters. Protect your clients—and your agency from E&O exposure—with our excess flood coverage program. Plus, with our new “flood rater” online tool, rating, quoting, and binding primary and excess flood coverage for your dwelling, homeowner, and commercial clients has never been easier.

NEW FLOOD RATER TOOL – SIGN UP TODAY
Now you can quickly rate, quote, and bind excess flood coverage accounts. Request your login credentials today by emailing flood@novatae.com

Availability, Terms & Conditions, and company markets may vary by state. 

PROGRAM HIGHLIGHTS
  • Private flood insurance program
  • Primary and Excess of National Flood Insurance program (NFIP) options
  • Personal and commercial lines
  • Several deductible and coverage options
  • Additional living expense available
  • Business Income and Rental Value available
  • Replacement cost on contents available
  • Vacant properties eligible
PRIMARY & EXCESS FLOOD COVERAGES
  • Primary flood authority at $2.5 million any one risk – residential and commercial
  • Excess of the NFIP in all zones, and options in zones where the community is non-participating in NFIP
  • Coverage up to $3.5 million to rebuild properties valued above NFIP limits
  • Difficult accounts, including CBRA zones
  • Open market primary and excess options up to $1 billion TIV

Get A Quote

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Fun Fact: As little as 6 inches of fast-moving water can sweep most any vehicle off a roadway.https://www.nssl.noaa.gov/education/svrwx101/floods/faq/