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The average global cost of a data breach increased by 15% in a three-year period, reaching $4.45 million in 2023. As a result, insurance agents need to become more familiar with da...
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American 1099 independent contract workers are entitled to safe worksites and protection through their employers in the form of workers’ compensation. In some cases, workers’ compe...
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One of the biggest administrative nightmares for insurance companies is dealing with coverage lapses. This is even more challenging when dealing with requests to backdate workers' ...
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A waiver of subrogation is an insurance provision prohibiting a provider from using a third party to recover damages for losses they paid out. They appear in various contracts such...
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If you cater to professional clients, you can help protect their finances through Miscellaneous Professional Liability Insurance (MPL). Although professional liability can help, MP...
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Occupational accident insurance for truckers provides an opportunity in a niche market targeting 1099 truck drivers. The owner-operator might be working under assignment for a moto...
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Cyber insurance and privacy liability coverage for businesses continue to increase in demand, with very real threats putting pressure on companies to protect information. While thi...