Skip to content

Insurance for Assisted Living Facilities

Older adults are one of the fastest-growing groups in the U.S. with roughly 78.3 million Americans age 65+ falling into this category by 2040. We can help you protect your clients’ unique risks in this fast-growing industry. We have two MGA programs with Lloyds for long-term care risks. Note we cannot consider any skilled/rehabilitation care, congregate or independent living care at this time.

All accounts are subject to underwriter review and program terms and conditions. 

PROGRAM HIGHLIGHTS
  • Minimum premium $9,225
  • Max limits $1M/$3M
  • Up to 30 beds with max 10 beds/3 locations in NY, WV, LA, NV, HI
  • Up to 100 beds all other states 
  • Cannot write any risks in NM
  • PLGL
  • Prior acts available
  • Minimum SIR is $5K
  • Sexual abuse and hired/non-owned auto available up to $1M/$1M

CORE TARGET CLASSES

  • Assisted living facilities
  • Adult foster care
  • Memory Care
  • Residential care facility for the elderly (RCFE)
  • Group homes for developmentally disabled
  • Adult day care
RELATED CLASSES
  • Home health agencies/Hospice providers 
  • Physical, speech and occupational therapy
  • Durable medical sales and rental
  • Ambulance/NEMTs
  • Mental health support/Counselors including pastoral counselors and social workers/case management
  • Testing Services/Medical Labs/Diagnostic Imaging/Ultrasound/Sonography 
  • Medical clinics/Infusion therapy/urgent care/ABA/community/
  • Vocational training/medical arts schools 

Get A Quote

green-shape (2)-1

Fun Fact: Adults age 65+ are expected to represent 22% of the American population in 2040. https://www.ncoa.org/article/get-the-facts-on-older-americans