Wholesale Environmental & Pollution Liability Insurance

Environmental exposures are evolving—and costly. From fuel spills and soil contamination to hazardous waste disposal and mold, today’s environmental incidents can cripple even well-insured companies. Many businesses across industries remain underprepared for the unique risks they face, but with Novatae’s Wholesale Environmental & Pollution Insurance solutions, retail agents can close coverage gaps and shield clients from devastating liabilities.

Our team of environmental insurance specialists offers tailored, flexible programs that address the full spectrum of pollution exposures—on-site, in transit, and from third-party operations. Whether your client is a contractor, manufacturer, developer, or healthcare facility, we help you build a strong risk management strategy that goes far beyond traditional property and casualty coverage.

Why Offer Novatae’s Environmental Insurance Program?

Tailored Protection for Industry-Specific Exposures
Environmental liability is not limited to energy companies or hazardous material handlers. We serve dozens of industries—like construction, agriculture, real estate, and healthcare—each with its own regulatory and operational risks. Our policies are designed to respond to those nuances.

Comprehensive Coverage Across the Full Pollution Lifecycle
From site pollution and contractor’s pollution liability to storage tank and transportation pollution, our coverages follow the risk wherever it goes. We also offer niche options like lenders legal liability, mold, and non-owned disposal site protection.

Expertise in a Complex Marketplace
The environmental liability market is difficult to navigate. Our underwriters bring deep industry insight and strong carrier relationships to help agents place tough risks with confidence—and speed.

Customized Solutions to Mitigate Financial Fallout
Environmental claims can include cleanup, bodily injury, property damage, legal defense, and regulatory fines. Our policies offer broad protection to reduce exposure and increase peace of mind.

Why Offer Novatae’s Environmental Insurance Program?

Novatae’s environmental and pollution liability program supports a wide variety of classes, including:

• Agriculture & agribusiness
• Automotive services & repair shops
• Cannabis operations
• Chemical manufacturers & distributors
• Commercial real estate owners & developers
• Construction & demolition firms
• Educational institutions & campuses
• Energy, oil and gas
• Excavation contractors
• Healthcare facilities & systems
• Hospitality & resort properties
• Manufacturing plants & industrial sites
• Landfills & waste processors
• Marine terminals & ports
• Mining operations
• Pharmaceutical companies
• Property developers & REITs
• Railroads & transport hubs
• Restoration & remediation companies
• Transportation & logistics companies
• Warehousing & cold storage

We offer robust solutions for a broad array of pollution-related exposures, including:

• Contractor’s Pollution Liability (CPL)
  Coverage for bodily injury, property damage, and cleanup from contracting operations.
• Environmental Contractors & Consultants
  Tailored E&O and liability solutions for specialists working in environmental remediation, consulting, or testing.
• Site Pollution Liability
  Protection for owned, leased, or managed properties against contamination claims.
• Storage Tank Liability (USTs & ASTs)
  Coverage for underground and above-ground storage tank releases.
• Transportation Pollution Liability
  Coverage for pollutants discharged during transit, including owned or hired vehicles.
• Manufacturer’s Product Pollution Liability
  Coverage for products that may cause pollution or environmental damage post-sale.
• Lenders Legal Liability
  Protects financial institutions from environmental losses associated with foreclosed or financed properties.
• Mold Liability
  Mold-specific coverage tailored for property owners, developers, and restoration firms.
• Non-Owned Disposal Site (NODS) Liability
  Protects against pollution liabilities from waste sent to third-party disposal sites.
• Environmental Impairment Liability (EIL)
  Comprehensive protection for long-term or sudden pollution events.
• Professional Liability for Environmental Services
  E&O coverage for consultants, geologists, engineers, and more.
• Workers’ Compensation (where applicable)
  Access to workers’ comp options for environmental contractors exposed to high-risk conditions.