Contractor General Liability Program

Contractors Guard Insurance

Contractors Guard is designed specifically for contractors with a focus on fast terms and exceptional claims service. This program can also provide unique endorsements and removal of standard limitations specific to trade contractors.

All accounts are subject to underwriter review and program terms and conditions.

PROGRAM HIGHLIGHTS

1/2/2 standard limits
A-VIII Excellent A.M. Best rating
Available in all 50 states
$500 minimum premium
ISO forms utilized
New ventures
Multi-state risks
Accepting residential and commercial operations
Gaps or lapsed coverages are acceptable

POTENTIAL ENHANCEMENTS

Blanket coverage forms automatically included
Coverage for subcontractor work performed on your behalf
Blanket AI at no cost
Expansion of tract home limitation
Subcontractor compliance monitoring available
Removal of subsidence exclusion
Warranty review and recommendations
Expansion of condo / townhome work limitation
Removal of height limitation

CORE TARGET CLASSES

More than 40 construction classes are currently written with the list of acceptable classifications continually growing. The list includes, but is not limited to:

Alarms
Carpentry – Framers / Interior / Shop Only
Concrete Work
Debris Removal
Doors and Windows
Drywall / Plastering
Electrical
Fencing
Fire Extinguishers
Flooring
Garbage Collection
General Contractors (incl. Home Builders)
Grading of Land
Handyman
HVAC
Insulation Work
Janitors
Landscaping / Lawncare
Masonry
Painting
Paperhanging
Plumbers
Remodelers (potential extended classifications)
Roofers
Siding
Street Cleaning
Tree Pruning

Contractor General Liability Program

Contractors Guard Insurance

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