Skip to content
Search For Something
Close Search Box
Search For Something
Close Search Box

Miscellaneous Professional Liability Program

The Miscellaneous Professional Liability (MPL) Program is a solution built with diverse professionals in mind. From consultants and real estate agents to dietitians and alarm specialists, this comprehensive program provides tailored coverage to meet the unique risks service providers face. With flexible options, competitive pricing, and nationwide availability, it’s a trusted solution for safeguarding professional success.

PROGRAM HIGHLIGHTS
  • Over 800 eligible classes—A broad range of professionals are covered.
  • Nationwide coverage across all 50 states.
  • Minimum premiums starting at just $350, making the program accessible and affordable.
  • Multiple deductible options for customizable coverage.
  • The ability to add General Liability to many classes.
  • Streamlined in-house underwriting for a seamless experience.
AVAILABILITY
  • Nationwide coverage
COVERAGE HIGHLIGHTS
  • A broad definition of Named Insured, shielding against varied exposures.
  • Ideal for businesses with up to $5 million in revenue.
  • Defense Outside the Limits to preserve policy limits during legal challenges.
  • TRIA coverage included at no added cost.
  • Independent Contractor Coverage, reflecting the needs of today’s changing workforce.
  • Extended Reporting Period Options of up to 5 years for added flexibility.
  • Court Attendance Cost Coverage, helping with legal expenses.
  • Duty to Defend, offering dependable legal support.
  • Insolvency Coverage, ensuring strong protection for financial uncertainties.
TARGET CLASSES
  • Insurance agents and brokers
  • Real estate agents
  • Construction managers
  • Alarm installation and monitoring professionals
  • Consultants across multiple sectors
  • Claims adjusters
  • Excavation services
  • Expert witnesses
  • Tutors and academic service providers
  • Moving services
  • Dietitians and nutritionists
  • Document storage and destruction services
  • Equestrian service providers
  • Event planners and consultants
  • Janitorial and cleaning services
    …and hundreds more!

Get A Quote

green-shape (2)-1

Fun Fact: In the Middle Ages, craftsmen were part of guilds that acted like early insurance companies? If a master's workshop burned down or they were robbed, the guild would use its funds to rebuild or cover their obligations. https://www.investopedia.com/articles/08/history-of-insurance.asp#History