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Private Client Insurance Solutions

Affluent clients require more than standard protection. They need customized solutions that match their lifestyle, assets, and exposures. Novatae's Private Client Solutions program provides access to exclusive high-net-worth markets, offering tailored coverage and concierge-level service for the world's most discerning clients. 

As a trusted wholesale partner, we help retail brokers design comprehensive personal insurance portfolios that safeguard luxury homes, autos, yachts, and collections with the flexibility to include global coverage and risk management expertise.

Program Highlights
  • A-rated insurers for strength and reliability
  • Exclusive binding facilities with flexible capacity
  • Worldwide protection for high-net-worth individuals
  • No minimum production requirements
  • Expert guidance from a top high-net-worth MGA
AVAILABILITY
  • Admitted and surplus lines markets
  • Coverage available in all 50 states and select international locations
Product Capabilities
  • High-value homes and condos (all occupancies)
  • Collector, antique, and exotic autos
  • Jewelry, fine art, wine, and collectible coverage
  • Yacht insurance for personal and charter use
  • Personal umbrella and excess liability
  • Kidnap, ransom, and extortion protection
  • Primary and excess flood insurance
  • CAT capacity and earthquake protection
  • Builders' risk, course of construction, and renovations
  • LLC and trust ownership structures
  • Airbnb and short-term rental coverage
  • Consideration for high-profile, unprotected, or prior loss accounts

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Why Partner with Novatae

  • Access to elite carriers and private client markets
  • Broad product flexibility with customizable terms
  • In-house expertise for complex personal risks
  • Superior service experience for both brokers and insureds

 

Novatae's Private Client Solutions program empowers retail brokers to deliver comprehensive, high-touch protection to affluent clients, covering assets, experiences, and lifestyles worldwide. 

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Fun Fact: UHNWIs constitute only 0.003% of the world's population and hold 13% of its total wealth. https://en.wikipedia.org/wiki/High-net-worth_individual