- Professional Liability (Claims Made): Comprehensive protection with duty-to-defend coverage.
- Broad Inclusion: Coverage for employees, contractors, students, medical directors, and substitute midwives.
- Versatile Birth Coverage: Includes home, birth center, and hospital births, including VBACs (birth center and hospital).
- Extended Reporting Endorsement: Available at no additional cost for death, retirement, or permanent disability as long as there is continuous coverage for the last 5 years. Unlimited Tail available for any other reason at 150% of premium.
- Disciplinary & License Protection: Coverage for license investigations and disciplinary expenses.
- Punitive Damages: Coverage where legally insurable.
- Supplemental Payments: Coverage for lost wages to attend trials or hearings in claim defense.
Midwife Insurance Plan
Around-the-Clock Care Deserves Around-the-Clock Coverage: The Midwife Insurance Plan
The Novatae Midwife Plan is a specialized Medical Professional Liability insurance program designed specifically for midwives and birth centers operating in diverse settings. Whether for individual or group coverage, The Midwife Plan can be tailored to meet your clients' unique practice needs.
PROGRAM HIGHLIGHTS
AVAILABILITY
- Coverage applies to wrongful acts occurring within all 50 U.S. states and the District of Columbia.
ADDITIONAL PROGRAM BENEFITS
- Underwriting guided by our midwifery advisory board for industry-informed coverage.
- Research and development supported by leading organizations, including AABC, ACNM, NACPM, and MANA.
ADDITIONAL BUSINESS COVERAGES AVAILABLE OUTSIDE OF PROGRAM
- Workers’ compensation
- Employers’ practices liability
- General liability
- Cyber liability
With our dedicated advisory board, we’re here to provide the best program for your clients. All we need is a completed application, loss history, and a target premium. All accounts are subject to underwriter review and program terms and conditions.
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Fun Fact: Midwifery is one of the oldest professions in the world – accounts of midwives can be found in historical records dating back to 1600 B.C. Source: https://news.cuanschutz.edu/nursing/5-takeaways-on-midwiferys-past-present-future
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